Applicants must be a resident and work from one of the following states: WA, OR, Oh, IL, NC, SC, Fl, TX or ID with occasional travel to our headquarters, located in Seattle, WA. At PEMCO, we’re all about people – our customers, our employees, and the community. We’re a mutual insurance company owned by our Northwest policyholders. We provide auto, home, renters, and boat coverage. Recognized by Forbes as one of America’s Best Insurance Companies in both Auto and Home for 2026, based on customer survey feedback, and by Newsweek as one of America’s Greatest Midsize Workplaces 2025. We are consistently recognized for our outstanding customer service, employee expertise, community partnerships, and social impact programs. Our social impact programs motivate high achievement by youth in education; build stronger and greener communities; and increase safety at home, on the road, and at play. We’re committed to diversity, equity, inclusion, and belonging, and to fostering an inspiring and inclusive workplace. Join PEMCO as a Senior Underwriter-Analyst and move your career forward by making a meaningful impact on our business, agent partnerships, and customers. In this rewarding role, you’ll combine traditional underwriting values and relationship-based responsibilities with data-driven insights to strengthen book, channel, and team results, confidently assess individual risks, and develop and maintain trusted agent relationships that drive profitable growth and retention. Build trusted agent relationships and partner with Sales to evaluate, onboard, and manage agent book performance for profitable growth, retention, and strong quality. Manage an underwriting territory by assessing individual risks and portfolio trends, addressing risk quality, and delivering responsive service to agents, customers, and stakeholders. Use analytics, quality reviews, and stakeholder insights to identify adverse selection, premium leakage, and program gaps, then implement and monitor data-driven solutions. Evaluate and improve underwriting processes, workloads, tools, and automation to increase efficiency, accuracy, customer experience, and rating outcomes. Serve as an underwriting subject matter expert on complex initiatives, collaborating across Underwriting, Product, and leadership while providing mentorship, quality guidance, and underwriting perspective. Model PEMCO’s policies, values, ethics, and brand while supporting recruitment and advancing our mission to Worry Less and Live More. 8+ years of progressively responsible personal lines underwriting experience across new and renewal business.

• A customer-first mindset and a talent for building responsive, collaborative partnerships.
• Strong analytical skills to solve complex problems, uncover root causes, and turn data into clear insights and actionable metrics.
• proficiency in Excel, Word, PowerPoint, and Outlook; and experience creating and facilitating personal lines learning.
• A bachelor’s degree in business or a related field, or equivalent work experience.
• Chartered Property Casualty Underwriter (CPCU) designation.

Greater Seattle area target pay range: $Outside Greater Seattle area target pay range: $Regular part-time PEMCO employees working at least 24 hours per week and regular full-time PEMCO employees are eligible to elect coverage under medical, dental, and vision plans for themselves and their eligible family members with generous employer premium cost shares. covered by employer-paid basic life and accidental death & dismemberment insurance policies as well as long- and short-term disability benefit coverages. eligible to participate in PEMCO’s 401(k) plan, which includes a generous employer match (2 for 1 on the first 6% employee pre-tax and/or Roth deferral, up to federal maximums). Vacation and eight (8) paid holidays. Granted four (4) floating holidays and up to ten (10) days of sick leave immediately upon hire (pro-rated based on hire date and full-time/part-time status). In addition, PEMCO provides paid time off for bereavement, jury duty, and employee volunteering in the community. Scholarship program for children of PEMCO employees after one year of service; children’s birthday gift program Flexible Spending Accounts, Employee Assistance Program, and charitable gift matching Other compensation depending on role, contributions, and performance may include: Discretionary bonuses. We know employing a team rich in diverse thoughts, experiences, and opinions allows our employees, our products, and our community to flourish. We are dedicated to equal employment opportunities regardless of race, color, ancestry, religion, sex, national orientation, age, citizenship, marital status, disability, gender identity, sexual orientation, or veteran status. Requests are considered on a case by case basis in accordance with applicable disability laws, including the ADAAA. Family and Medical Leave Act (FMLA)